The state of the American Healthcare system has been one of the most polarizing political topics and concerns of Americans over the past few decades. The current model, the Affordable Care Act (ACA), was initiated by the Obama administration in 2010 and to this day remains the policy in place. With the arrival of the Trump administration, however, Obamacare (ACA) has been challenged with repeal and replace efforts. Surprisingly, it appears this effort has now been stalled by a House divided. Just last week House Speaker, Paul Ryan, decided to ditch a repeal-and-replace bill intended to replace the ACA. Ryan deferred the bill for lack of party support, stating, “We did not have quite the votes to replace this law.”
Whether its Trumpcare or Obamacare – the name makes no difference when it comes to Population Health improvement. What the American people need is solidarity and a conscientious, diligent commitment to providing affordable healthcare to its citizenry. Citizens should in turn remain engaged and informed about the healthcare debate and how it might impacts their care. Below you will find important health reform information from Trumpcare.com, a site operated by HealthNetwork Group, an unbiased, consumer focused for-profit healthcare marketing company.
Please take a moment to review a few of the most important topics surrounding Trumpcare.
Trumpcare and Pre-existing conditions:
In past presidential debates Donald Trump has expressed that individuals should not be denied coverage based on pre-existing conditions. Furthermore, his website states that the Trump administration will, “work with Congress to make sure…to create sound public policy that will broaden healthcare access, [making] healthcare more affordable and [improving] the quality of the care available to all Americans.”
Trumpcare vs Obamacare: A few quick comparisons per www.trump.com.
Obamacare has an individual mandate, requiring eligible citizens to have health insurance. Trumpcare does not adopt an individual mandate.
Both plans encourage and are proponents for price transparency
Tax Deductions: under Trumpcare people may deduct their entire health insurance premiums from their federal tax return. Obamacare allows for a deduction only for expenses that exceed 10 percent of the household’s adjusted gross income.
Interstate Insurance sales: Obamacare has stringent law and licensing issues in place to dissuade interstate insurance sales while Trumpcare advocates interstate insurance sales to promote competition.
Trump and Medicare
Trumpcare presupposed that the Federal Government should no longer provide financial support to the states to fund the Medicaid program. That is primarily due to the belief that fraud and corruption plague the program and play a large role in financial waste. The Trump administration believes that the elimination of the program would yield states greater control over fraud and financial irresponsibility. Medicaid is carried out on an individual state level, and is funded through government aid.
Those are just a few of the most pertinent topics surrounding Trumpcare, which are likely to continue to be debated as repeal-and-replace efforts continue. Please make sure you stay informed on any updates that might occur to the current model. The Trump administration will be challenged to implement any new repeal-and-replace bill, especially as we enter a congressional recess, but the effort will undoubtedly continue. Revisions to the bill have already begun.